Vancity Low Rate Rewards enviro Gold Visa

Vancity Low Rate Rewards enviro Gold Visa

Vancity Low Rate Rewards enviro Gold Visa
Summary: Earn My Visa Reward points with every purchase and enjoy a low interest rate

Description: 

With the Vancity Low Rate Rewards enviroGold Visa not only do you get a low interest rate of 11.25% for purchases, cash advances and balance transfers, you will also earn 1 My VISA Rewards Plus point for every $1 you spend on the card. My VISA Rewards are redeemable for travel, merchandise, Vancity financial products and charitable donations. Earn double points every time you book travel on your enviro VISA through www.myvisarewardsplus.com or the My VISA Rewards Plus Travel Headquarters. In addition you also earn 2,500 My VISA Rewards Plus points upon approval for an enviroGold VISA and 3,500 My VISA Rewards Plus points every year you renew the card. For an annual fee of $145 you receive travel accident insurance, car rental insurance, lost baggage coverage and purchase protection with extended warranty.

Overview

Credit required:
Good
Version:
Gold
Card Type:
Visa
Reward Program: 
My Visa Rewards Plus
Issuer: 
Vancity
Minimum Income: 
$35,000
 

Annual Interest Rates

Interest Rate: 
11.25%
Cash Advance: 
11.25%
Balance Transfer: 
11.25%
Grace Period: 
21 days
Minimum Payment: 
$50 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$145
Supplemental Cards: 
$0
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
Yes*
Flight Delay Insurance: 
No
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.
 
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