True Earnings Card from Costco and American Express

True Earnings Card from Costco and American Express

True Earnings Card from Costco and American Express
Description: 

With the True Earnings Card from Costco and American Express you will earn cash back with every purchase, all for no annual fee. On everyday purchases you will earn 0.25% up to $1,000 annually, 0.50% on the next $2,000 and 1% on any amount over $3,000. You will also earn up to 2% cash back on eligible gas purchases and 3% cash back on eligible restaurant purchases. This card comes with basic insurance benefits such as extended warranty and purchase protection as well as travel accident insurance.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
American Express
Minimum Income: 
$15,000
 

Annual Interest Rates

Interest Rate: 
19.75%
Cash Advance: 
19.75%
Grace Period: 
21 days
Note: 
Special introduction purchase interest rate of 2.99% for 6 months
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Rewards

Travel / Vacation: 
No
Cash Back: 
Yes
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
No
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.