Think Western Platinum Plus Travel Rewards MasterCard

Think Western Platinum Plus Travel Rewards MasterCard

Think Western Platinum Plus Travel Rewards MasterCard
Summary: Rewards MasterCard with no blackouts, some insurance benefits with a low annual fee

Description: 

The Think Western Platinum Plus Travel Rewards card by Canadian Western bank is a rewards MasterCard with a low annual fee of $89 and some insurance benefits.

Earn one point for every dollar charged to the card. Earn 5,000 bonus points when you use the card within the first three months. These points can be redeemed for travel on any airline with no blackout periods.

Travel Accident Insurance, Rental Car Insurance, Purchase Protection and Extended Warranty are all included with this card. For an additional fee CreditWise balance protection can be added.

Overview

Credit required:
Good
Card Type:
MasterCard
Version:
Platinum
Reward Program: 
TravelRewards
Minimum Income: 
$35,000
Minimum Credit Limit: 
$500
Maximum Credit Limit: 
$100,000
 

Annual Interest Rates

Interest Rate: 
18.99%
Cash Advance: 
18.99%
Balance Transfer: 
18.99%
Grace Period: 
25 days
Minimum Payment: 
$10 + fees + interest or 2.25% of outstanding balance (whichever is less)
 

Annual Fees

Annual Fee: 
$89
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Credit Wise
Age to Qualify: 
Under 70
Monthly Premium: 
$0.99 (per $100 of outstanding balance)
Maximum Benefit: 
$30000
 

Rewards

Earn 1 point for every dollar spent (bonus 5000 points on first purchase within 3 months)
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.