The US Dollar Visa card by TD Canada Trust allows you to conduct transactions in US dollars and includes some extended insurance benefits. It has modest application requirements with a $12,000 minimum household income although a $2000 minimum credit limit is required.

Forget worrying about US / Canadian dollar conversion rates with the TD US Dollar Visa. All purchases made with this Visa credit card are made in US Dollars including your monthly statement, annual fees, and interest fees. The card has an annual fee of $25 (USD) and includes up to 3 supplemental cards for free. This card is not available to residents of Quebec.

The TD US Dollar Visa includes up to $500,000 USD common carrier travel accident insurance, delayed and lost baggage insurance, and car rental insurance. Travel medical insurance and TD Auto Club membership can be purchased for additional fees.