The Platinum Travel Visa offered by TD Canada Trust is a rewards credit card with average application requirements, high annual fee and many included insurance benefits.

This travel rewards card allows you to book your trip through any travel agency or web site using your TD points. To use it, you simply charge the travel to your card and then call their toll free number for TD's Travel Rewards Centre. The required number of TD Points will be redeemed from your TD Points balance and your TD Visa Account will be credited by the amount of TD Points redeemed. You can redeem your TD Points for whatever type of travel you prefer, including air, package, hotel, cruise, car rental, or train.

With the TD Platinum Travel Visa, earn 3 points per dollar spent to redeem for travel at any travel agency or web site. Upon enrollment, receive a welcome bonus of 15,000 points. When you book your travel through TD Travel Rewards Centre, you earn double rewards on your purchases (6 points for every dollar spent).

This card has an annual interest rate of 19.99% which also applies to cash advances and balance transfers. There are several insurance features included such as common carrier accident travel insurance, extended warranty / purchase protection, auto rental collision or loss, emergency travel assistance insurance, and delayed / lost baggage insurance. You can also use it to purchase no fee travellers cheques. An optional TD Auto Club membership is available for an additional fee.