TD Gold Elite Visa

TD Gold Elite Visa

TD Gold Elite Visa
Summary: Earn 1% cash back on purchases

Description: 

The Gold Elite Visa card by TD Canada Trust is a cash back rewards cards with an annual fee for primary and supplemental cards, average application requirements and many insurance benefits.

This Visa pays 1% cash back on all purchases made with the primary or supplemental cards. The annual fee is $99 plus $39 for each additional card (up to three).

The Gold Elite Visa includes extended benefits such as purchase protection insurance (extended warranty), flight delay and travel medical insurance. This is also the only TD Visa card to include free deluxe TD Auto Club Membership.

Overview

Credit required:
Fair
Version:
Gold
Card Type:
Visa
Minimum Income: 
$35,000
Minimum Credit Limit: 
$5,000
 

Annual Interest Rates

Interest Rate: 
19.99%
Cash Advance: 
21.5%
Balance Transfer: 
21.5%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$99
Supplemental Cards: 
$39
 

Balance Protection

Insurance Plan: 
Balance Protection Insurance
Age to Qualify: 
18 - 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
Yes
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
Yes
Baggage Insurance: 
Yes
Road Insurance: 
Yes
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.