TD Emerald Visa

TD Emerald Visa

TD Emerald Visa
Description: 

The Emerald Visa by TD Canada Trust is their only low interest rate card offering rates as low as TD Prime + 1.75%. It has modest application requirements, a low annual fee of $25 and no insurance benefits.

If you are looking for a low interest credit card from TD Canada Trust, look no further than the TD Emerald Visa. The interest rate is TD Prime + 1.75%, TD Prime + 3.75%, TD Prime + 5.75%, TD Prime + 6.75%, TD Prime + 7.75% or TD Prime + 9.75% depending on your credit assessment.

Optional travel medical insurance and TD Auto Club membership can be added to this card for additional fees.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
Visa
Issuer: 
TD Canada Trust
Minimum Credit Limit: 
$1,000
 

Annual Interest Rates

Interest Rate: 
4.75%
Cash Advance: 
4.75%
Balance Transfer: 
4.75%
Grace Period: 
21 days
Note: 
Based on TD Prime + 1.75%
 

Annual Fees

Annual Fee: 
$25
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Balance Protection Insurance
Age to Qualify: 
18 - 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
No
Travel Accident Insurance: 
No
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
Yes*
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.
 
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