TD Classic Travel Visa

TD Classic Travel Visa

TD Classic Travel Visa
Description: 

The Classic Travel Visa by TD Canada Trust is a simple rewards card with a low annual fee, free supplemental cards and low application requirements. This travel rewards card allows you to book your trip through any travel agency or web site using your TD points. To use it, you simply charge the travel to your card and then call their toll free number for TD's Travel Rewards Centre. The required number of TD Points will be redeemed from your TD Points balance and your TD Visa Account will be credited by the amount of TD Points redeemed. You can redeem your TD Points for whatever type of travel you prefer, including air, package, hotel, cruise, car rental, or train. Points are accumulated 2 per dollar spent on the card, excluding cash advances, and receive a 2000 point bonus upon successful enrollment.

The card is a no frills credit card with no included insurance options. You can add to it balance protection, travel medical insurance and the TD Auto Club membership for additional fees.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
Visa
Reward Program: 
TD Travel Rewards
Minimum Income: 
$12,000
Minimum Credit Limit: 
$1,500
 

Annual Interest Rates

Interest Rate: 
19.99%
Cash Advance: 
21.5%
Balance Transfer: 
21.5%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$19
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Balance Protection Insurance
Age to Qualify: 
18 - 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
No
Travel Accident Insurance: 
No
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
Yes*
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.