Sears MasterCard

Sears MasterCard

Sears MasterCard
Summary: Earn rewards for travel or Sears gift certificates with no annual fee

Description: 

With the Sears MasterCard earn 2 Sears Club Points for every dollar spent at Sears and 1 Sears Club Points for every dollar spent everywhere else. Sears Club Point members also receive special Sears offers, promotions and invitations to events allowing the cardholder to earn rewards points faster. Points can be redeemed for travel through Sears Travel, gift certificates and anything at Sears. Upon approval card holders will receive a $10 Sears gift card as a bonus. There is no annual fee for this card and it comes with no included insurance benefits.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
MasterCard
Reward Program: 
Sears Club Points
 

Annual Interest Rates

Interest Rate: 
19.99%
Cash Advance: 
19.99%
Balance Transfer: 
19.99%
Grace Period: 
21 days
Minimum Payment: 
$10 or 1% (whichever is greater)
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Credit Protection Plan
Age to Qualify: 
None
Monthly Premium: 
$1.29 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

Earn 1 Sears Club Points for every dollar spent (double rewards at Sears)
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
No
Travel Accident Insurance: 
No
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.