ScotiaGold Passport Visa

ScotiaGold Passport Visa

ScotiaGold Passport Visa
Summary: Rewards Visa card with a high annual fee and comprehensive insurance benefits

Description: 

Earn one Scotia Rewards point for every dollar spent with the ScotiaGold Passport Visa card. Scotia Rewards allow you to travel anywhere, anytime of the year with no restrictions. You will also earn 5% cash back on travel purchased through Scotia Rewards.

For a limited time receive 15,000 bonus points on your first purchase and 1.99% on cash advances, balance transfers and Scotia VISA cheques for the first six months. You'll also receive an introductory annual fee of $99 for the
first year.

The card has an annual fee of $110 plus $30 for supplemental cards. The credit card also includes many benefits such as extended warranty on purchases, trip accident insurance, rental car insurance, and more. Add optional balance protection for a fee.

Overview

Credit required:
Good
Version:
Gold
Card Type:
Visa
Reward Program: 
Scotia Rewards
Issuer: 
Scotiabank
Minimum Income: 
$12,000
Minimum Credit Limit: 
$5,000
Maximum Credit Limit: 
$20,000
 

Annual Interest Rates

Interest Rate: 
19.5%
Cash Advance: 
19.5%
Balance Transfer: 
19.5%
Grace Period: 
21 days
Note: 
1.99% on cash advance and balance transfers for the first 6 months
Minimum Payment: 
2% of outstanding balance
 

Annual Fees

Annual Fee: 
$110
Supplemental Cards: 
$30
 

Balance Protection

Insurance Plan: 
Balance Protection
Age to Qualify: 
Under 65
Monthly Premium: 
$0.95 (per $100 of outstanding balance)
Maximum Benefit: 
$20000
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
Yes
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes
Trip Cancellation Insurance: 
Yes
Flight Delay Insurance: 
No
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.