Scotiabank Momentum Visa

Scotiabank Momentum Visa

Scotiabank Momentum Visa
Summary: Earn 2% cash back on eligible purchases

Description: 

Receive 2% cash back on eligible purchases at gas stations, grocery stores, drug stores and recurring bill payments up to $25,000 annually and 1% cash back on all other eligible purchases. The Scotiabank Momentum VISA card has a low annual fee of $39 and includes benefits such as purchase protection and extended warranty.

For a limited time get a Scotia Momentum VISA card and save with a special 1.99% interest rate on cash advances, balance transfers and Scotia VISA cheques.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
Visa
Issuer: 
Scotiabank
Minimum Income: 
$12,000
Minimum Credit Limit: 
$500
 

Annual Interest Rates

Interest Rate: 
19.99%
Cash Advance: 
21.99%
Balance Transfer: 
21.99%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$39
Supplemental Cards: 
$15
 

Balance Protection

Insurance Plan: 
Balance Protection
Age to Qualify: 
18 - 65
Monthly Premium: 
$0.95 (per $100 of outstanding balance)
Maximum Benefit: 
$20000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
Yes
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
No
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.