cash back

Cash back rewards cards usually earn a percentage of cash paid back to the cardholder. The cash refund is usually paid out annually and will generally have restrictions on redemption such as not missing any minimum monthly payments. The amount of cash back earned per purchase depends on the dollar amount of the purchase and the terms and conditions of the reward plan.

Cash back Credit Cards

Credit Cardsort iconAnnual FeesInterest RateCredit Required
card_lg_gold_new.jpgATB Gold Cash Rewards MasterCard$6918.9%Fair
card_lg_platinum.jpgATB Platinum Cash Rewards MasterCard$12018.9%Good
AEF_Card_AEF_154x118.gifBMO Alberta Equestrian Federation MasterCard$019.5%Fair
Alberta_Snowmobile_Card_ASA_154x118.gifBMO Alberta Snowmobile Association MasterCard$019.5%Fair
U_Manitoba_Card_UOFMANALU_154x118.gifBMO Alumni Association Inc. of the University of Manitoba MasterCard$019.5%Fair
SFU_Card_SFU_154x118.gifBMO Alumni Association of Simon Fraser University MasterCard$019.5%Fair
APEGGA_Card_APEGGA_154x118.gifBMO APEGGA Education Foundation MasterCard$019.5%Fair
Atlantic_Salmon_Card_AS_154x118.gifBMO Atlantic Salmon Federation MasterCard$019.5%Fair
BC_Snowmobile_Card_BCSF_154x118.gifBMO BC Snowmobile Federation MasterCard$019.5%Fair
BC_SPCA_Card_BCSPCA_154x118.gifBMO BC SPCA MasterCard$019.5%Fair
BCIT_Card_BCIT_154x118.gifBMO British Columbia Institute of Technology MasterCard$019.5%Fair
BCMedicalAssc_Card_BCMA_154x118.gifBMO British Columbia Medical Association MasterCard$019.5%Fair
Calgary_Stampede_Card_NoChip_STAMPEDE_154x118.gifBMO Calgary Stampede MasterCard$019.5%Fair
Calgary_Zoo_Card_ZOO_154x118.gifBMO Calgary Zoo MasterCard$019.5%Fair
Canadian_Art_Card_CANART_154x118.gifBMO Canadian Art Foundation MasterCard$019.5%Fair
CAMRT_Card_CAMRT_154x118.gifBMO Canadian Association of Medical Radiation Technologists MasterCard$019.5%Fair
Cdn_Cattlemen_Card_CATTLEMEN_154x118.gifBMO Canadian Cattlemen's Association MasterCard$019.5%Fair
Cdn_Dental_Assit_Assn_Card_CDAA_154x118.gifBMO Canadian Dental Assistants' Association MasterCard$019.5%Fair
CdnDentHygAssoc_Card_CDHA_154x118.gifBMO Canadian Dental Hygienists Association MasterCard$019.5%Fair
CdnKennelClub_Card_KENNEL_154x118.gifBMO Canadian Kennel Club MasterCard$019.5%Fair
COPA_COPA_154x118.gifBMO Canadian Owners & Pilots Association MasterCard$019.5%Fair
Cdn_Parents_French_Card_CPF_154x118.gifBMO Canadian Parents for French MasterCard$019.5%
CPA_Card_CPPA_154x118.gifBMO Canadian Police Association MasterCard$019.5%Fair
CRC_Card_REDCROSS_154x118.gifBMO Canadian Red Cross MasterCard$019.5%Fair
Cdn_Scholarship_Trust_Card_CST_154x118.gifBMO Canadian Scholarship Trust Foundation MasterCard$019.5%Fair
Snowboarding_Card_SNOWBOARD_154x118.gifBMO Canadian Snowboarders MasterCard$019.5%Fair
Cdn_Soc_Medical_Scien_Card_CSMLS_154x118.gifBMO Canadian Society for Medical Laboratory Science MasterCard$019.5%Fair
CVFSA_Card_CVFSA_154x118.gifBMO Canadian Volunteer Fire Services Association MasterCard$019.5%Fair
Canadian_Yachting_Card_SAILING_154x118.gifBMO Canadian Yachting Association MasterCard$019.5%Fair
CRS_Card_CRS_154x118.gifBMO Cancer Research Society MasterCard$019.5%Fair
BMO_CashBack_MasterCard_SPECIALCODE_154x118.gifBMO CashBack Low Rate MasterCard$3512.9%Fair
BMO_CashBack_MasterCard_SPECIALCODE_154x118.gifBMO CashBack MasterCard$019.5%Fair
CGAA_Card_CGA_154x118.gifBMO CGA Canada MasterCard$019.5%Fair
CPAC_big.gifBMO Chinese Professionals Association of Canada MasterCard$019.5%Fair
CHL_Generic_Card_Eng_CHL_154x118.gifBMO CHL MasterCard$019.5%Fair
Concordia_Card_NoChip_CONCORALU_154x118.gifBMO Concordia University MasterCard$019.5%Fair
Cross_Country_Ski_Card_SPECIALCODE_154x118.gifBMO Cross Country Canada MasterCard$019.5%Fair
Dragon_Boat_Card_DRAGONBOAT_154x118.gifBMO Dragon Boat Canada MasterCard$019.5%Fair
EHS_Card_EHS_154x118.gifBMO Edmonton Humane Society MasterCard$019.5%Fair
EquineCanada_Card_EQUINE_154x118.gifBMO Equine Canada MasterCard$019.5%Fair
AffinityGoldCard154x118.gifBMO Golden Key MasterCard$019.5%Fair
Gymnastics_card_GYMCAN_154x118.gifBMO Gymnastics Canada MasterCard$019.5%Fair
Juvenile_Diabetes_Card_NoChip_JDRF_154x118.gifBMO Juvenile Diabetes Research Foundation MasterCard$019.5%Fair
Luso_Card_LUSO_154x118.jpgBMO Luso MasterCard$019.5%Fair
MADD_Card_MADD_154x118.gifBMO MADD Canada MasterCard$019.5%Fair
McMaster_Card_MACALU_154x118.gifBMO McMaster MasterCard$019.5%Fair
Mohawk_College_Card_MOHALU_154x118.gifBMO Mohawk College Alumni MasterCard$019.5%Fair
Mt_Royal_Card_154x118.jpgBMO Mount Royal University MasterCard$019.5%Fair
NAIT_Card_NAITALU_154x118.gifBMO Northern Alberta Institute of Technology MasterCard$019.5%Fair
Anglers_Hunters_Card_OFAH_154x118.gifBMO Ontario Federation of Anglers & Hunters MasterCard$019.5%Fair
OFSC_OFSC_154x118.gifBMO Ontario Federation of Snowmobile Clubs MasterCard$019.5%Fair
Ont_SPCA_Card_OSPCA_154x118.gifBMO Ontario SPCA MasterCard$019.5%Fair
PADI_Card_NoChip_PADI_154x118.gifBMO PADI Canada MasterCard$019.5%Fair
BMO_Premium_CashBack_MasterCard__154x118.gifBMO Premium CashBack Low Rate MasterCard$8412.9%Fair
premium-CB.jpgBMO Premium CashBack Low Rate MasterCard for Business$11912.9%Good
BMO_Premium_CashBack_MasterCard__154x118.gifBMO Premium CashBack MasterCard$4919.5%Fair
BMO_Premium_CashBack_Business_Card_NoChip_154x98.gifBMO Premium CashBack MasterCard for Business$6919.5%Good
RNAO_Card_RNAO_154x118.gifBMO Registered Nurses' Association of Ontario MasterCard$019.5%Fair
Saskatch_Snowmobile_Card_SSA_154x118.gifBMO Saskatchewan Snowmobile Association MasterCard$019.5%Fair
Ski_Canada_Card_SKI_154x118.gifBMO Ski Canada MasterCard$019.5%Fair
manitoba_big.jpgBMO Snowmobilers of Manitoba MasterCard$019.5%Fair
BMO_Soccer_MasterCard_NoChip_154x118.gifBMO Soccer MasterCard$019.5%Fair
SPC.jpgBMO SPC CashBack Low Rate MasterCard$3512.9%None
St_FX_Card_STFX_154x118.gifBMO St. Francis Xavier University MasterCard$019.5%Fair
StandardBred_Canada_Card_SBC_154x118.gifBMO Standardbred Canada MasterCard $019.5%Fair
Support_Our_Troops_Card_SOT_154x118.gifBMO Support Our Troops MasterCard$019.5%Fair
U_Guelph_SPC_Card_GUELPHSPC_154x118.gifBMO University of Guelph Alumni Association MasterCard$019.5%Fair
U_Lethbridge_Card_LETHBRIDGE_154x118.gifBMO University of Lethbridge MasterCard$019.5%Fair
U_Regina_Card_UORALU_154x118.gifBMO University of Regina Alumni Association MasterCard$019.5%Fair
BMO_USask_MasterCard_154x118.gifBMO University of Saskatchewan MasterCard$019.5%Fair
UWaterloo_Card_WATALUM_154x118.gifBMO University of Waterloo MasterCard$019.5%Fair
U_Winnipeg_Card_UWINALUM_154x118.gifBMO University of Winnipeg MasterCard$019.5%Fair
WLU_Card_WLU_154x118.gifBMO Wilfrid Laurier University Alumni Association MasterCard$019.5%Fair
Winnipeg_Humane_Soc_Card_WHS_154x118.gifBMO Winnipeg Humane Society MasterCard$019.5%Fair
WSPA_Card_WSPA_154x118.gifBMO World Society for the Protection of Animals MasterCard$019.5%Fair
Yee_Hong_Wellness_Card__YEEHONG_154x118.gifBMO Yee Hong Community Wellness Foundation MasterCard$019.5%Fair
Cdn_Forestry_Assoc_Card_CF_154x118.gifCanadian Forestry Association MasterCard$019.5%Fair
aspire-platinum-two_222x140.pngCapital One Aspire Cash Platinum MasterCard$019.8%Good
aspire-world-two_222x140.pngCapital One Aspire Cash World MasterCard$12019.8%Excellent
aspire-travel-platinum_222x140.pngCapital One Aspire Travel MasterCard$019.8%Good
aspire-world_222x140.pngCapital One Aspire Travel World MasterCard$12019.8%Excellent
fusion-platinum_222x140.pngCapital One Fusion Platinum MasterCard$09.9%Good
classic-gold_222x140.pngCapital One Gold MasterCard with a 11.9% Interest rate$1911.9%Good
classic-gold_222x140.pngCapital One Gold MasterCard with a 14.9% Interest rate$9914.9%Good
classic-gold_222x140.pngCapital One Gold MasterCard with a 9.9% Interest rate$499.9%Good
textblock-div-platinum-en.gifCIBC Dividend Platinum Visa$7919.99%Good
product-shot-dividend-unlimited-mastercard-en.jpgCIBC Dividend Unlimited World MasterCard$7919.99%Excellent
textblock-dividend-en.gifCIBC Dividend Visa$019.99%Fair
titleblock-dividend-infinite-en.gifCIBC Dividend Visa Infinite$7919.99%Excellent
citibank-enrich-mastercard.jpgCitibank Canada Citi Enrich Mastercard$019.9%Fair
coast-business-visa.jpgCoast Capital Desjardins Business Visa$509.75%Good
coast-platinum-visa.gifCoast Capital Desjardins Platinum Visa$1309.9%Excellent
advance_mc_image_2011.jpgHSBC Advance CashBack MasterCard$017.9%Good
hsbc_mastercard_cardimage_2011.jpgHSBC CashBack Rewards MasterCard $3519.9%Fair
hsbc_mastercard_cardimage_2011.jpgHSBC Low Rate Cash Back Rewards MasterCard$7012.9%
learn-visa-en.gifL'earn Visa $018.59%
cdi_cc_sm.gifMBNA Canadian Direct Insurance Inc. MasterCard$014.99%Fair
premier_rewards_e.gifMBNA Premier Rewards Platinum Plus MasterCard$019.99%Good
smartcash_e.jpgMBNA Smart Cash Platinum Plus$019.99%Good
card_lg_myhusky.gifmyHusky Rewards MasterCard$019.9%Fair
nbc-husky-mastercard.jpgNational Bank Husky/Mohawk MasterCard$019.9%
nbc-husky-mastercard.jpgNational Bank Reduced Rate Husky/Mohawk MasterCard$1514.5%Fair
nbc-ultramar-mastercard.jpgNational Bank Reduced Rate Ultramar MasterCard$1514.5%Fair
nbc-ultramar-mastercard.jpgNational Bank Ultramar Business MasterCard$018.9%
nbc-ultramar-mastercard.jpgNational Bank Ultramar MasterCard$019.9%Fair
moneyback-visa-en.gifNo Fee Scotia Moneyback Visa$019.5%Fair
m_cashback.gifRBC Cash Back $1919.99%Good
cashback_mc.pngRBC Cash Back MasterCard$019.99%Good
m_cash_back.gifRBC Cash Back Visa for Students$1919.99%None
51ldKHzw4GL._SL500_AA300_.jpgScotia Momentum No Fee Visa$019.99%Good
19906.jpgScotiabank Gold Business Visa$95Excellent
momentum-visa-en.gifScotiabank Momentum Visa$3919.99%Fair
momentum-infinite-visa-en.gifScotiabank Momentum Visa Infinite $9919.99%Excellent
gold-passport-visa-en.jpgScotiaGold Passport Visa$11019.5%Good
elite_card.jpgTD Gold Elite Visa$9919.99%Fair
rebate_card.jpgTD Rebate Rewards Visa$019.99%Fair
think_western_platinum_world_points.jpgThink Western Platinum Plus MasterCard with WorldPoints$018.99%Good
NameOnCard-8.jpgTrue Earnings Card from Costco and American Express$019.75%Fair

Restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.