RBC Visa Platinum Avion

RBC Visa Platinum Avion

RBC Visa Platinum Avion
 
Summary: Visa rewards card with strong benefits, comprehensive rewards program and an annual fee

Description: 

The Visa Platinum Avion card by RBC is a flexible travel rewards card that allows you to redeem your points on any airline. The card has a high rate of interest, high annual fees, low payment grace period and lots of insurance benefits.

With this rewards card, redeem your points on any airline without fear of blackout periods or seat capacity restrictions. Points are earned on a one to one ratio with each dollar spent on purchases only. Earn 15,000 bonus points upon succesful enrollment and an additional 2500 points after the first year upon card renewal. Points can be exchanged for Esso Extra points, Asia Miles, or BA Miles.

This Visa Card includes almost all available insurance benefits including car rental insurance, travel accident insurance, purchase protection / extended warranty, flight delay and lost baggage coverage. Optional travel medical insurance and balance protection insurance can be added for additional fees.

Overview

Credit required:
Good
Card Type:
Visa
Version:
Platinum
Reward Program: 
RBC Rewards
Minimum Income: 
$35,000
Minimum Credit Limit: 
$5,000
 

Annual Interest Rates

Interest Rate: 
19.5%
Cash Advance: 
19.5%
Balance Transfer: 
19.5%
Grace Period: 
17 days
 

Annual Fees

Annual Fee: 
$120
Supplemental Cards: 
$50
 

Balance Protection

Insurance Plan: 
BalanceProtector
Age to Qualify: 
Under 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$15000
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
Yes
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.