RBC Visa Classic Low Rate

RBC Visa Classic Low Rate

RBC Visa Classic Low Rate
Summary: Standard credit card with a low interest rate and low annual fee

Description: 

If you carry a balance, you may want to check out the RBC Visa Classic Low Rate Option credit card. With an 11.99% annual interest rate and only $20 annual fee, you may save some money on your monthly interest charges. Supplemental cards are free. Benefits are limited with only Extended Warranty Protection being included although Travel Medical Insurance and Balance Protection can be added for an additional fee.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
Visa
Minimum Income Note: 
Not specified
Minimum Credit Limit: 
$1,000
 

Annual Interest Rates

Interest Rate: 
11.99%
Cash Advance: 
11.99%
Balance Transfer: 
11.99%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$20
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
BalanceProtector
Age to Qualify: 
Under 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$15000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes*
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.