RBC Visa Classic II

RBC Visa Classic II

RBC Visa Classic II
Summary: Earn 1 RBC Reward for every dollar spent with a low annual fee

Description: 

Earn rewards with this basic credit card, the RBC Visa Classic II. The Visa card has a low annual fee of $35/year and includes free supplemental cards. Only Extended Warranty benefits are included with the credit card with other benefits such as Balance Protection, Travel Medical and Travel Accident Insurance available for a fee.

Overview

Version:
Standard
Card Type:
Visa
Reward Program: 
RBC Rewards
Minimum Income: 
$12,000
Minimum Credit Limit: 
$1,000
 

Annual Interest Rates

Interest Rate: 
19.99%
Cash Advance: 
19.99%
Balance Transfer: 
19.99%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$35
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
BalanceProtector
Age to Qualify: 
Under 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$15000
 

Rewards

Earn 1 RBC Reward for every dollar spent
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes*
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.