President's Choice Financial MasterCard

President's Choice Financial MasterCard

President's Choice Financial MasterCard
Summary: Earn rewards for no annual fee

Description: 

The PC MasterCard by President's Choice Financial offers a no annual fee rewards card with an introductory balance transfers for 6 months at 0.97%.

Earn 10 points for every dollar spent that can be redeemed for free groceries, travel and more. You can begin redeeming your points once you have accumulated 20,000 points which equals a $20 value. (1000 points can be redeemed for $1.) By applying online for this card, receive 5000 bonus points when you make your first purchase using the card.

This card includes extended warranty and purchase protection insurance at no fee. Optional balance protection and roadside assistance can be added for an additional fee.

Overview

Version:
Standard
Credit required:
Good
Card Type:
MasterCard
Reward Program: 
PC Points
 

Annual Interest Rates

Interest Rate: 
19.97%
Cash Advance: 
19.97%
Balance Transfer: 
0.97%
Grace Period: 
21 days
Note: 
Introductory balance transfer rate of 0.97% for the first 6 months
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Balance Protection
Age to Qualify: 
Under 70
Monthly Premium: 
$0.79 (per $100 of outstanding balance)
Maximum Benefit: 
$15000
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
Yes
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
No
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
Yes*
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.