No Fee ScotiaGold Visa

No Fee ScotiaGold Visa

No Fee ScotiaGold Visa
Summary: Gold Visa with no annual fees

Description: 

Pay zero annual fees with the No-Fee ScotiaGold Visa by Scotiabank. The credit card is a basic gold Visa with the minimal benefit of car rental insurance and a standard interest rate. Optional balance protection can added for a fee. This Visa has a minimum credit limit of $5,000.

Overview

Credit required:
Good
Version:
Gold
Card Type:
Visa
Issuer: 
Scotiabank
Minimum Income: 
$12,000
Minimum Credit Limit: 
$5,000
 

Annual Interest Rates

Interest Rate: 
19.5%
Cash Advance: 
21.5%
Balance Transfer: 
21.5%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Balance Protection
Age to Qualify: 
Under 65
Monthly Premium: 
$0.95 (per $100 of outstanding balance)
Maximum Benefit: 
$20000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
No
Travel Accident Insurance: 
No
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.