MBNA Shoppers Optimum MasterCard

MBNA Shoppers Optimum MasterCard

Summary: Earn Shoppers Optimum Points with each purchase

Description: 

With the MBNA Shoppers Optimum MasterCard you will earn 25 Shopper Optimum points for each dollar spent at Shoppers Drug Mart. This card has no annual fee and a special introductory rate of 1.9% on balance transfers or cheque cash advances for the first 6 months. You will also receive 15,000 bonus points after your first purchase. This MBNA MaterCard comes with travel accident insurance and baggage delay insurance. Credit Wise balance protection insurance can be added for a fee.

Overview

Version:
Standard
Credit required:
Good
Card Type:
MasterCard
Reward Program: 
Shoppers Optimum Points
Issuer: 
MBNA
Minimum Income: 
$35,000
 

Annual Interest Rates

Interest Rate: 
19.99%
Cash Advance: 
19.99%
Balance Transfer: 
1.99%
Grace Period: 
21 days
Note: 
1.99% introductory rate on balance transfers and cheque cash advances for 6 months
Minimum Payment: 
$15 or 1% (whichever is greater)
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Credit Wise
Age to Qualify: 
Under 70
Monthly Premium: 
$0.99 (per $100 of outstanding balance)
Maximum Benefit: 
$30000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
No
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.