MBNA Choice Privileges MasterCard

MBNA Choice Privileges MasterCard

MBNA Choice Privileges MasterCard
Summary: Earn rewards points with every purchase for no annual fee

Description: 

The MBNA Choice Privileges MasterCard is a no annual fee card that earns up to 15 Choice Reward points with every $1 spent and an automatic upgrade to Elite Gold Status. Choice Rewards are redeemable for free night stays at over 1500 Choice Hotels across North America. As a bonus you will earn 8000 points upon your first qualifying purchase. This MBNA MasterCard comes with a Platinum suite of benefits including travel accident insurance, car rental insurance and more.
Enjoy an introductory interest rate of 1.99% on balance transfers and cheque cash advances for the first 6 months.

Overview

Credit required:
Fair
Card Type:
MasterCard
Version:
Platinum
Reward Program: 
Choice Rewards
Issuer: 
MBNA
Minimum Income: 
$35,000
 

Annual Interest Rates

Interest Rate: 
16.99%
Cash Advance: 
18.99%
Balance Transfer: 
18.99%
Grace Period: 
21 days
Note: 
Introductory interest rate of 1.9% for first 6 months
Minimum Payment: 
$15 or 1% (whichever is greater)
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Credit Wise
Age to Qualify: 
Under 70
Monthly Premium: 
$0.99 (per $100 of outstanding balance)
Maximum Benefit: 
$30000
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.