Laurentian Bank Black Reward Me Visa

Laurentian Bank Black Reward Me Visa

Laurentian Bank Black Reward Me Visa
Summary: Earn gift certificate rewards for a low annual fee

Description: 

With the Laurentian Bank Black Reward Me Visa, earn 1 point for every dollar spent redeemable for groceries and merchandise. The Reward Me Visa offers a low annual fee of $1.66 per month, which is waived if over $200 is spent during the monthly billing cycle.

This Visa also offers a student version of the Reward Me card with flexible admissibility criteria. Extended warranty / purchase protection is included in this card. Balance protection is available for an additional fee.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
Visa
Issuer: 
Laurentian Bank
Minimum Income: 
$12,000
Minimum Credit Limit: 
$500
 

Annual Interest Rates

Interest Rate: 
19.49%
Cash Advance: 
19.49%
Balance Transfer: 
19.49%
Grace Period: 
21 days
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$19
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
AssurPayment
Age to Qualify: 
Under 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$15000
 

Rewards

Earn 1 point for every dollar spent
Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
Yes
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
No
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.
 
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