HSBC MasterCard

HSBC MasterCard

HSBC MasterCard
Summary: No frills, no annual fee credit card

Description: 

With the HSBC MasterCard you pay no annual fee and replacement cards are also free. The annual interest rate for this credit card is 19.9% on purchases, cash advances and balance transfers. For an additional fee you can add the following benefits - Trip Cancellation Insurance, Travel Accident Insurance, Travel Medical Insurance, Flight Delay Insurance, Baggage Insurance and CreditCare Insurance.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
MasterCard
Issuer: 
HSBC
Minimum Income: 
$0
 

Annual Interest Rates

Interest Rate: 
19.9%
Cash Advance: 
19.9%
Balance Transfer: 
19.9%
Grace Period: 
21 days
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Credit Care Insurance
Age to Qualify: 
18 - 65
Monthly Premium: 
$0.99 (per $100 of outstanding balance)
Maximum Benefit: 
$25000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes*
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
Yes*
Flight Delay Insurance: 
Yes*
Baggage Insurance: 
Yes*
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.