HBC MasterCard

HBC MasterCard

HBC MasterCard
Summary: No annual fee credit card that earns HBC Rewards with every dollar spent

Description: 

The HBC MasterCard is a rewards credit card with no annual fee and no insurance benefits.

Earn 50 HBC Rewards points for every dollar you spend which can be redeemed for merchandise and gift certificates. Receive exclusive, money-saving offers throughout the year such as customer appreciation days, and deferred or installment payment plans. Earn double points if you use the HBC MasterCard along with your HBC Rewards card at the HBC family of stores.

This card doesn't include any insurance benefits. Balance protection can be included for an additional fee.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
MasterCard
Reward Program: 
HBC Rewards
Issuer: 
HBC
Minimum Income: 
$15,000
Minimum Credit Limit: 
$500
 

Annual Interest Rates

Interest Rate: 
29.9%
Cash Advance: 
29.9%
Balance Transfer: 
29.9%
Grace Period: 
21 days
Minimum Payment: 
$5 or 3.3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Account Protector
Age to Qualify: 
Under 75
Monthly Premium: 
$1.49 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

Earn 50 HBC Rewards for every dollar spent
Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
No
Travel Accident Insurance: 
No
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.
 
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