no annual fees

Credit cards with no annual fees generally have no rewards and minimal insurance benefits compared to those with annual fees.

No annual fees Credit Cards

Credit Cardsort iconAnnual FeesInterest RateCredit Required
alterna-platinum-mastercard.jpgAlterna Platinum Plus MasterCard$09.99%Good
alterna-worldpoints-mastercard.jpgAlterna WorldPoints MasterCard (No Fee)$014.99%Good
amercian_express_airmiles_credit_card.gifAmerican Express Air Miles Credit Card$018.5%Fair
amex_blue_sky.jpgAmerican Express Blue Sky Credit Card$018.99%Good
amex_costco_rebate_card.jpgAmerican Express Costco Platinum Cash Rebate$018.25%Good
holt-renfrew-amex.jpgAmerican Express Holt Renfrew Credit Card$018.99%Good
american_express_platinum_card.gifAmerican Express Platinum Credit Card$014.99%Excellent
atb-alberta-mastercard.gifATB Alberta MasterCard$018.9%Fair
atb-myrewards-mastercard.gifATB Alberta My Rewards MasterCard$019.9%Fair
atb-coop-mastercard.gifATB Calgary Co-op MasterCard$019.9%Fair
atb-student-mastercard.gifATB Students First MasterCard$018.9%None
bmo-mosail-business-mastercard.jpgBMO Mosaik Business MasterCard$018.5%Good
bmo_mosaik_mastercard.jpgBMO Mosaik MasterCard$018.5%Good
canadian_tire_commercial_link.gifCanadian Tire Commercial Link MasterCard$025.99%Fair
canadian_tire_gas_advantage_mastercard.gifCanadian Tire Gas Advantage MasterCard$025.99%Fair
canadian_tire_options_mastercard.gifCanadian Tire Options MasterCard$025.99%Fair
capital-one-classic-mastercard.jpgCapital One Classic MasterCard$019.8%Good
capital_one_platinum_cash_back.jpgCapital One Platinum Cash Back MasterCard$019.8%Excellent
capital-one-prime-49-platinum-mastercard.jpgCapital One Prime + 4.9 Platinum MasterCard$09.65%Good
capital_one_prime_platinum_mastercard.jpgCapital One Prime +0.9 Platinum MasterCard$05.75%Excellent
capital-one-no-hassle-rewards-platinum-mastercard.jpgCapital One Reward Miles Platinum MasterCard$019.8%Excellent
cibc-bizline-visa.gifCIBC Bizline Visa$06.25%Good
cibc-classic-visa.gifCIBC Classic Visa$018.5%Fair
cibc-classic-visa-for-students.gifCIBC Classic Visa for Students$018.5%None
cibc-dividend-visa.gifCIBC Dividend Visa$019.5%Fair
cibc-platinum-visa.gifCIBC Platinum Visa$018.5%Good
citbank-driversgold-mastercard.jpgCitibank Canada Citi Drivers Edge Gold MasterCard$019.9%Good
citibank-driversedge-mastercard.jpgCitibank Canada Citi Drivers Edge MasterCard$019.9%Fair
citibank-driversplatinum-mastercard.jpgCitibank Canada Citi Drivers Edge Platinum MasterCard$019.9%Good
citibank-enrich-mastercard.jpgCitibank Canada Citi Enrich Mastercard$019.9%Fair
citibank-gold-mastercard.jpgCitibank Canada Citi Gold MasterCard$019.9%Good
citibank-mastercard.jpgCitibank Canada Citi MasterCard$019.9%Fair
citibak-petropoints-mastercard.jpgCitibank Canada Citi Petro Points MasterCard$019.9%Good
citibank-platinum-mastercard.jpgCitibank Canada Citi Platinum MasterCard$019.9%Good
citi_staples_easyrewards_mastercard.jpgCitibank Canada Citi Staples easyRewards MasterCard$019.9%Fair
cbc-amnesty-visa.gifCitizens Bank Amnesty International Visa$019.5%Fair
cbc-oxfam-visa.gifCitizens Bank Oxfam Visa$019.5%Fair
save_on_more_visa.jpgCitizens Bank Save On More Visa$019.75%Fair
cbc-sharedinterest-visa.gifCitizens Bank Shared Interest Classic Visa$019.5%Fair
coast-classic-visa.gifCoast Capital Desjardins Classic Visa$019.4%Fair
coastcapital-elegance-visa.gifCoast Capital Desjardins Elegance Gold Visa$019.9%Good
coastcapital-student-visa.gifCoast Capital Desjardins Student Visa$018.4%Fair
cuets-nofee-choice-mc.jpgCUETS No Fee Choice Rewards MasterCard$019.99%
cuets-student-mc.jpgCUETS Student MasterCard$019.49%
desjardins-classic.gifDesjardins Classic Visa$018.4%
desjarins-elegance-gold.gifDesjardins Elegance Gold Visa$019.9%
desjardins-studentonly-visa.gifDesjardins Student Only Visa$018.4%None
hbc-mastercard.jpgHBC MasterCard$020.5%Fair
laurentian_black_reduced_rate_visa.jpegLaurentian Bank Black Visa$019.49%Fair
mbna-acadiauni-mastercard.jpgMBNA Acadia University Platinum Plus MasterCard$016.99%Good
image_not_available.gifMBNA American Quarter Horse Association Platinum Plus MasterCard$016.99%Good
mbna-athabascauni-mastercard.jpgMBNA Athabasca University Platinum Plus MasterCard$016.99%Good
mbna-bestwestern-mastercard.jpgMBNA Best Western Platinum Plus MasterCard$019.99%Good
mbna-brandonuni-mastercard.jpgMBNA Brandon University Alumni Association Platinum Plus MasterCard$016.99%Good
mbna-brockuni-mastercard.jpgMBNA Brock University Platinum Plus MasterCard$016.99%Good
mbna-calgaryflames-mastercard.jpgMBNA Calgary Flames Platinum Plus MasterCard$017.99%Good
mbna-canadianbarassociation-mastercard.jpgMBNA Canadian Bar Association Platinum Plus MasterCard$09.99%Good
mbna-cfl-mastercard.jpgMBNA Canadian Football League Preferred MasterCard$017.99%Fair
mbna-nurses-mastercard.jpgMBNA Canadian Nurses Association Platinum Plus MasterCard$016.99%Good
mbna-physio-mastercard.jpgMBNA Canadian Physiotherapy Association Platinum Plus MasterCard$016.99%Good
mbna-wildlife-mastercard.jpgMBNA Canadian Wildlife Federation Platinum Plus MasterCard$016.99%Good
mbna-carp-mastercard.jpgMBNA CARP Platinum Plus MasterCard$016.99%Good
mbna_chrysler_rewards_mastercard.jpgMBNA Chrysler Rewards MasterCard$017.99%Good
mbna-familyphysicians-mastercard.jpgMBNA College of Family Physicians Platinum Plus MasterCard$016.99%Good
mbna-dalhousie-mastercard.jpgMBNA Dalhousie University Platinum Plus MasterCard$016.99%Good
mbna_dodge_rewards_mastercard.jpgMBNA Dodge Rewards MasterCard$017.99%Good
mbna-ducks-mastercard.jpgMBNA Ducks Unlimited Platinum Plus MasterCard$016.99%Good
mbna-oilers-mastercard.jpgMBNA Edmonton Oilers Platinum Plus MasterCard$017.99%Good
mbna-georgebrown-mastercard.jpgMBNA George Brown College Platinum Plus MasterCard$016.99%Good
mbna-gold-mastercard.jpgMBNA Gold MasterCard$017.99%Fair
mbna-harley-mastercard.jpgMBNA Harley-Davidson Platinum Plus MasterCard$017.99%
mbna-humanesociety-mastercard.jpgMBNA Humane Society of Canada Platinum Plus MasterCard$017.99%
mbna-itravel2000-mastercard.jpgMBNA itravel2000 Platinum Plus MasterCard$019.99%
mbna_jeep_rewards_mastercard.jpgMBNA Jeep Rewards MasterCard$017.99%Good
mbna-lakehead-mastercard.jpgMBNA Lakehead University Platinum Plus MasterCard$016.99%Good
mbna-laurentian-mastercard.jpgMBNA Laurentian Alumni Platinum Plus MasterCard$016.99%Good
mbna-baseball-mastercard.jpgMBNA Major League Baseball Preferred MasterCard$017.99%Fair
mnba-melaleuca-mastercard.jpgMBNA Melaleuca Platinum Plus MasterCard$017.99%Good
mbna-memorialnewfoundland-mastercard.jpgMBNA Memorial University of Newfoundland Platinum Plus MasterCard$016.99%
mbna-molson-mastercard.jpgMBNA Molson Platinum Plus MasterCard$017.99%Good
mbna-canadiens-mastercard.jpgMBNA Montreal Canadiens Platinum Plus MasterCard$017.99%Good
mbna-nhl-mastercard.jpgMBNA NHL Preferred MasterCard $017.99%Fair
mbna-pga-mastercard.jpgMBNA PGA Tour Platinum Plus MasterCard$017.99%Good
mbna_platinum-mastercard.jpgMBNA Platinum Plus MasterCard$017.99%Good
mbna-queens-mastercard.jpgMBNA Queen's University Platinum Plus MasterCard$016.99%Good
mbna-geographicsociety-mastercard.jpgMBNA Royal Canadian Geographic Society Platinum Plus MasterCard$016.99%Good
mbna-military-mastercard.jpgMBNA Royal Military College Club of Canada Platinum Plus MasterCard$016.99%
mbna-ryerson-mastercard.jpgMBNA Ryerson University Platinum Plus MasterCard$016.99%Good
mbna-saintmarys-mastercard.jpgMBNA Saint Mary's University Platinum Plus MasterCard$016.99%Good
image_not_available.gifMBNA SEA-DOO Platinum Plus MasterCard $017.99%Good
mbna-seneca-mastercard.jpgMBNA Seneca College Platinum Plus MasterCard$016.99%Good
mbna-sheridan-mastercard.jpgMBNA Sheridan Alumni Platinum Plus MasterCard$016.99%Good
mbna-skidoo-mastercard.jpgMBNA SKI-DOO Platinum Plus MasterCard$017.99%Good
mbna-sony-mastercard.jpgMBNA Sony MasterCard$019.99%
mbna-starwood-mastercard.jpgMBNA Starwood Preferred Guest Platinum Plus MasterCard$019.99%Good
image_not_available.gifMBNA Toronto BlueJays Platinum Plus MasterCard$016.99%Good
mbna-leafs-mastercard.jpgMBNA Toronto Maple Leafs Platinum Plus MasterCard$017.99%Good
mbna-raptors-mastercard.jpgMBNA Toronto Raptors Platinum Plus MasterCard$017.99%Good
mbna-travelonly-mastercard.jpgMBNA Travelonly Platinum Plus MasterCard$019.99%Good
mbna-trent-mastercard.jpgMBNA Trent University Platinum Plus MasterCard$016.99%Good
mbna-albertauni-mastercard.jpgMBNA University of Alberta Platinum Plus MasterCard$016.99%
mbna-ubc-mastercard.jpgMBNA University of British Columbia Alumni Association Platinum Plus MasterCard$016.99%
mbna-calgaryuni-mastercard.jpgMBNA University of Calgary Platinum Plus MasterCard$016.99%
mbna-newbrunswick-mastercard.jpgMBNA University of New Brunswick Associated Alumni Platinum Plus MasterCard$016.99%
mbna-ottawa-mastercard.jpgMBNA University of Ottawa Platinum Plus MasterCard$016.99%
mbna-torontouni-mastercard.jpgMBNA University of Toronto Platinum Plus MasterCard$016.99%Good
mbna-uvic-mastercard.jpgMBNA University of Victoria Platinum Plus MasterCard$016.99%
mbna-waterloo-mastercard.jpgMBNA University of Waterloo Platinum Plus MasterCard$016.99%
mbna-westernont-mastercard.jpgMBNA University of Western Ontario Platinum MasterCard$016.99%
mbna-windsor-mastercard.jpgMBNA University of Windsor Platinum Plus MasterCard$016.99%
mbna-canucks-mastercard.jpgMBNA Vancouver Canucks Platinum Plus MasterCard$017.99%Good
mbna-york-mastercard.jpgMBNA York University Platinum Plus MasterCard$016.99%Good
nbc-gold-mastercard.gifNational Bank Gold Edition MasterCard$019.5%
nbc-husky-mastercard.jpgNational Bank Husky/Mohawk MasterCard$019.9%
nbc-mastercard.jpgNational Bank MasterCard$019.5%Fair
nbc-sunoco-mastercard.jpgNational Bank Sunoco MasterCard$019.9%Fair
nbc-ultramar-mastercard.jpgNational Bank Ultramar Business MasterCard$018.9%
nbc-ultramar-mastercard.jpgNational Bank Ultramar MasterCard$019.9%Fair
no-fee-scotia-moneyback-visa.jpgNo Fee Scotia Moneyback Visa$019.5%Fair
no-fee-scotiabank-value-visa.jpgNo Fee Scotiabank Value Visa$014.99%Fair
no-fee-scotiagold-visa.jpgNo Fee ScotiaGold Visa$019.5%Good
image_not_available.gifNorth Shore Credit Union No Fee Rewards MasterCard$019.99%Good
nscu-student-mc.gifNorth Shore Credit Union Student MasterCard$019.49%
presidents_choice_mastercard.jpgPresident's Choice Financial MasterCard$019.97%Good
rbc-esso-visa-card.gifRBC Esso Visa$019.5%Fair
rbc-rewards-visa-classic.gifRBC Rewards Visa Classic$019.5%
rbc-rewards-visa-gold.gifRBC Rewards Visa Gold$019.5%Good
rbc-visa-classic.gifRBC Visa Classic$018.5%
rbc-visa-classic-student.gifRBC Visa Classic Student$018.5%
rbc-visa-gold.gifRBC Visa Gold$018.5%
rbc-visa-platinum.gifRBC Visa Platinum$018.5%
scotiabank-learn-visa-for-students.jpgScotiabank L'earn Visa for Students$018.5%
scotiabank-scene-visa.jpgScotiabank Scene Visa$019.5%Fair
scotialine-for-business-visa.jpgScotialine for Business Visa$07.65%
scotialine visa-account.jpgScotialine Visa Account$05.5%Good
jpmorgan-sears-mastercard.jpgSears MasterCard$018.9%Fair
td-gm-visa.jpgTD GM Card Visa$019.75%
td-gold-select-visa.jpgTD Gold Select Visa$019.75%
td-green-visa.jpgTD Green Visa$019.75%
td_rebate_rewards_visa.jpgTD Rebate Rewards Visa$019.75%
cwb-platinum-plus-mastercard.jpgThink Western Platinum Plus MasterCard$017.99%Good
vancity-enviroclassic-student-visa.gifVancity Enviro Classic Student Visa$019.5%
vancity-enviroClassic-visa.gifVancity enviro Classic Visa$019.5%
image_not_available.gifVancity Save On More Visa$019.75%

* Restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.