The Desjardins Student Only Visa is a no annual fee credit card with tons of included features like - Travel and accident insurance, cell phone insurance, ticket reservation service, cash advances up to $2,500 per day, anywhere in the world, zero liability in the event of fraud, access to your VISA account online or over the phone, free additional card and discounts up to 10% at Hertz. Choose one of three looks for the card: My Look, Gum or Matrix. For additional fees you can add the following feature:

Low Interest Rate Option 11.8% for $30/yr