Desjardins Modulo Gold Visa

Desjardins Modulo Gold Visa

Desjardins Modulo Gold Visa
Summary: Earn rewards points while enjoying a low interest rate

Description: 

With the Desjardins Modulo Gold Visa earn 1% of purchases credited as BONUSDOLLARS which are redeemable for travel, merchandise, charitable donations and Desjardins financial products. For an annual fee of $50 enjoy one of the lowest interest rates in Canada, 9.9% for purchases, cash advances and balance transfers.

Overview

Credit required:
Good
Version:
Gold
Card Type:
Visa
Reward Program: 
BONUSDOLLARS
Issuer: 
Desjardins
Minimum Income: 
$35,000
 

Annual Interest Rates

Interest Rate: 
9.9%
Cash Advance: 
9.9%
Balance Transfer: 
9.9%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$50
Supplemental Cards: 
$10
 

Balance Protection

Insurance Plan: 
Credit Balance Insurance
Age to Qualify: 
Under 65
Monthly Premium: 
$0.75 (per $100 of outstanding balance)
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.