Desjardins Elegance Gold Visa

Desjardins Elegance Gold Visa

Desjardins Elegance Gold Visa
Description: 

With the Elegance Gold Visa you will earn up to 1% on purchases in Desjardins BonusDollars which are redeemable for travel, merchandise, charitable donations and Desjardins products and services. The cardholder will also receive travel accident insurance, purchase assurance and extended warranty, daily cash advances up to $5000 and up to 20% off at Hertz worldwide. For an additional fee you can also add the following option:

Low Interest Rate Option
12.8% interest rate for $30/yr

Overview

Credit required:
Fair
Version:
Gold
Card Type:
Visa
Reward Program: 
BONUSDOLLARS
Issuer: 
Desjardins
 

Annual Interest Rates

Interest Rate: 
19.9%
Cash Advance: 
19.9%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Credit Balance Insurance
Age to Qualify: 
Under 65
Monthly Premium: 
$0.75 (per $100 of outstanding balance)
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.