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Coast Capital Low Interest Rate Desjardins Odyssey Gold Visa
Coast Capital Low Interest Rate Desjardins Odyssey Gold Visa
Summary: Rewards visa card with an annual fee, low interest rate and strong benefits
Description:
The Odyssey Gold Visa by Coast Capital in partnership with Desjardins is a rewards card with a low interest rate, many insurance benefits and an annual fee.
Earn up to 2% of purchases credited as BonusDollars with the Coast Capital Desjardins Odyssey Gold Visa. These points are redeemable for travel, merchandise and financial products.
For an annual fee of $124 ($105 if the cardholder is 76 or older) there are many included benefits such as travel accident and medical insurance, rental vehicle insurance, baggage insurance, flight delay and cancellation insurance and purchase protection / extended warranty coverage. Balance protection is available for an additional fee.
Overview
Reward Program:
BONUSDOLLARSIssuer:
Coast Capital SavingsMinimum Income:
$35,000Minimum Credit Limit:
$5,000Annual Interest Rates
Interest Rate:
11.4%Cash Advance:
11.4%Balance Transfer:
11.4%Grace Period:
21 daysMinimum Payment:
$10 or 3% (whichever is greater)Annual Fees
Annual Fee:
$124Supplemental Cards:
$20Balance Protection
Insurance Plan:
Credit Balance InsuranceAge to Qualify:
Under 65Monthly Premium:
$0.75 (per $100 of outstanding balance)Maximum Benefit:
$25000Rewards
Earn 2% of your purchases as BonusDollars (1 BonusDollar = 1 Canadian Dollar - 25 BonusDollars upon activation)
Travel / Vacation:
YesCash Back:
NoMerchandise:
YesGroceries:
NoVehicle Rebates:
NoCharitable Donations:
NoHealth Care:
NoFinancial Products:
YesBenefits
Car Rental Insurance:
YesExtended Warranty:
YesTravel Accident Insurance:
YesTravel Medical Insurance:
YesTrip Cancellation Insurance:
YesFlight Delay Insurance:
YesBaggage Insurance:
YesRoad Insurance:
NoBalance Protection Insurance:
YesIndicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.