Coast Capital Low Interest Rate Desjardins Elegance Visa

Coast Capital Low Interest Rate Desjardins Elegance Visa

Coast Capital Low Interest Rate Desjardins Elegance Visa
Summary: Rewards Visa card with a low interest rate, strong insurance benefits and a low annual fee

Description: 

The Low Interest Rate Elegance Gold Visa by Coast Capital in partnership with Desjardins is a rewards Visa with a low annual fee of $25, low interest rate and many insurance benefits.

With this rewards Visa, earn 0.5% of total purchases as BonusDollars which are redeemable for travel, merchandise and financial products.

This card includes insurance benefits baggage coverage, car rental insurance, travel accident and medical insurance, flight cancellation insurance and flight delay insurance. Balance protection is available for additional fees.

Overview

Credit required:
Good
Version:
Gold
Card Type:
Visa
Reward Program: 
BONUSDOLLARS
Minimum Income: 
$35,000
Minimum Credit Limit: 
$5,000
 

Annual Interest Rates

Interest Rate: 
12.4%
Cash Advance: 
12.4%
Balance Transfer: 
12.4%
Grace Period: 
21 days
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$25
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Credit Balance Insurance
Age to Qualify: 
Under 65
Monthly Premium: 
$0.75 (per $100 of outstanding balance)
Maximum Benefit: 
$25000
 

Rewards

Earn 0.5% of your purchases as BonusDollars (1 BonusDollar = 1 Canadian Dollar)
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes
Trip Cancellation Insurance: 
Yes
Flight Delay Insurance: 
Yes
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.