Coast Capital Low Interest Rate Desjardins Classic Visa

Coast Capital Low Interest Rate Desjardins Classic Visa

Coast Capital Low Interest Rate Desjardins Classic Visa
Summary: Rewards Visa with low interest rate and extended insurance benefits

Description: 

The Classic Visa by Coast Capital in partnership with Desjardins is a comprehensive rewards card with a low interest rate of 11.4% and several insurance benefits.

Earn 0.5% of total purchases credited as BonusDollars. One BonusDollar equals one Canadian dollar. BonusDollars are redeemable for unrestricted airfare and travel, merchandise and financial products.

The following insurance benefits are included in the card: travel medical and accident insurance, rental vehicle insurance, baggage loss insurance, and flight delay and cancellation insurance. Balance protection can be added for a fee.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
Visa
Reward Program: 
BONUSDOLLARS
Minimum Income Note: 
Not Specified
Minimum Credit Limit: 
$500
 

Annual Interest Rates

Interest Rate: 
11.4%
Cash Advance: 
11.4%
Balance Transfer: 
11.4%
Grace Period: 
21 days
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$25
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Credit Balance Insurance
Age to Qualify: 
Under 65
Monthly Premium: 
$0.75 (per $100 of outstanding balance)
Maximum Benefit: 
$25000
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes
Trip Cancellation Insurance: 
Yes
Flight Delay Insurance: 
Yes
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.