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Coast Capital Desjardins Platinum Visa
Coast Capital Desjardins Platinum Visa
Summary: Rewards platinum Visa card with an annual fee, strong benefits and rewards / cash back program
Description:
The Platinum Visa by Coast Capital in partnership with Desjardins is a low interest rate credit card with many insurance benefits, a rewards and cash back program and a high annual fee.
This Visa offers a low interest rate of 9.9% and a generous rewards program where you earn up to 2% of total purchases in BonusDollars. In addition, earn 1% cash back on annual purchases over $20,000 (maximum $800 per year) which is credited on the account anniversary date.
This platinum card offers a generous compliment of benefits including travel medical and accident insurance, purchase protection / extended warranty, flight cancellation and delay insurance, car rental insurance, and baggage insurance. Balance protection is available for a fee.
Overview
Reward Program:
BONUSDOLLARSIssuer:
Coast Capital SavingsMinimum Income:
$75,000Minimum Credit Limit:
$5,000Annual Interest Rates
Interest Rate:
9.9%Cash Advance:
9.9%Balance Transfer:
9.9%Grace Period:
21 daysMinimum Payment:
$10 or 3% (whichever is greater)Annual Fees
Annual Fee:
$130Supplemental Cards:
$40Balance Protection
Insurance Plan:
Credit Balance InsuranceAge to Qualify:
Under 65Monthly Premium:
$0.75 (per $100 of outstanding balance)Maximum Benefit:
$25000Rewards
Earn 2% of your purchases as BonusDollars (1 BonusDollar = 1 Canadian Dollar) + 1% cash back over $20,000 in purchases per year
Travel / Vacation:
YesCash Back:
YesMerchandise:
YesGroceries:
NoVehicle Rebates:
NoCharitable Donations:
NoHealth Care:
NoFinancial Products:
YesBenefits
Car Rental Insurance:
YesExtended Warranty:
YesTravel Accident Insurance:
YesTravel Medical Insurance:
YesTrip Cancellation Insurance:
YesFlight Delay Insurance:
YesBaggage Insurance:
YesRoad Insurance:
NoBalance Protection Insurance:
Yes*Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.