Coast Capital Desjardins Odyssey Gold Visa

Coast Capital Desjardins Odyssey Gold Visa

Coast Capital Desjardins Odyssey Gold Visa
Summary: Rewards Visa card with an annual fee and strong benefits

Description: 

The Odyssey Gold Visa by Coast Capital in partnership with Desjardins is a rewards card with many insurance benefits and an annual fee. Earn up to 2% of purchases credited as BonusDollars with the Coast Capital Desjardins Odyssey Gold Visa. These points are redeemable for travel, merchandise and financial products. For an annual fee of $120 there are many included benefits such as travel accident and medical insurance, rental vehicle insurance, baggage insurance, flight delay and cancellation insurance and purchase protection and extended warranty coverage. A lower annual interest rate of 11.8% is also available for an additional $30 per year.

Overview

Credit required:
Good
Version:
Gold
Card Type:
Visa
Reward Program: 
BONUSDOLLARS
Minimum Income: 
$35,000
Minimum Credit Limit: 
$5,000
 

Annual Interest Rates

Interest Rate: 
19.4%
Cash Advance: 
19.4%
Balance Transfer: 
19.4%
Grace Period: 
21 days
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$99
Supplemental Cards: 
$20
 

Balance Protection

Insurance Plan: 
Credit Balance Insurance
Age to Qualify: 
Under 65
Monthly Premium: 
$0.75 (per $100 of outstanding balance)
Maximum Benefit: 
$25000
 

Rewards

Earn 2% of your purchases as BonusDollars (1 BonusDollar = 1 Canadian Dollar - 25 BonusDollars upon activation)
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes
Trip Cancellation Insurance: 
Yes
Flight Delay Insurance: 
Yes
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.