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Coast Capital Desjardins Modulo Gold Visa
Coast Capital Desjardins Modulo Gold Visa
Summary: Rewards Visa card with an annual fee and strong benefits
Description:
The Modulo Gold Visa by Coast Capital in partnership with Desjardins is a rewards credit card with an annual fee and strong insurance benefits. Take advantage of one of the lowest interest rates in the country: 9.9% on purchases, cash advances and balance transfers. With the Coast Capital Modulo Gold Visa, earn 1% of total purchases as BonusPoints which are redeemable for travel, merchandise and financial products. For an annual fee of $50, the cardholder receives Gold Visa benefits such as travel accident and medical insurance, flight delay and cancellation insurance, baggage loss insurance and car rental insurance. Balance protection is available for an additional fee.
Overview
Reward Program:
BONUSDOLLARSIssuer:
Coast Capital SavingsMinimum Income:
$35,000Minimum Credit Limit:
$5,000Annual Interest Rates
Interest Rate:
9.9%Cash Advance:
9.9%Balance Transfer:
9.9%Grace Period:
21 daysMinimum Payment:
$10 or 3% (whichever is greater)Annual Fees
Annual Fee:
$50Supplemental Cards:
$10Balance Protection
Insurance Plan:
Credit Balance InsuranceAge to Qualify:
Under 65Monthly Premium:
$0.75 (per $100 of outstanding balance)Maximum Benefit:
$25000Rewards
Earn 1% of your purchases as BonusDollars (1 BonusDollar = 1 Canadian Dollar)
Travel / Vacation:
YesCash Back:
NoMerchandise:
YesGroceries:
NoVehicle Rebates:
NoCharitable Donations:
NoHealth Care:
NoFinancial Products:
YesBenefits
Car Rental Insurance:
YesExtended Warranty:
YesTravel Accident Insurance:
YesTravel Medical Insurance:
YesTrip Cancellation Insurance:
YesFlight Delay Insurance:
YesBaggage Insurance:
YesRoad Insurance:
NoBalance Protection Insurance:
Yes*Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.