Search
Coast Capital Desjardins Elegance Gold Visa
Coast Capital Desjardins Elegance Gold Visa
Summary: Rewards Visa card with Gold insurance benefits and no annual fees
Description:
The Elegance Gold Visa by Coast Capital in partnership with Desjardins is a rewards Visa with no annual fee and many insurance benefits. With this no annual fee Coast Capital Desjardins Elegance Gold Visa earn .5% of total purchases as BonusDollars which are redeemable for travel, merchandise and financial products. For an annual fee of $30 you can earn 1% of your total purchases in BonusDollars and for an additional $30 per year you can enjoy a low annual purchase interest rate of 12.8%. This card includes insurance benefits baggage coverage, car rental insurance, travel accident and medical insurance, flight cancellation insurance and flight delay insurance. Balance protection is available for additional fees.
Overview
Reward Program:
BONUSDOLLARSIssuer:
Coast Capital SavingsMinimum Income:
$35,000Minimum Credit Limit:
$5,000Annual Interest Rates
Interest Rate:
19.9%Cash Advance:
19.9%Balance Transfer:
19.9%Grace Period:
21 daysMinimum Payment:
$10 or 3% (whichever is greater)Annual Fees
Annual Fee:
$0Supplemental Cards:
$0Balance Protection
Insurance Plan:
Credit Balance InsuranceAge to Qualify:
Under 65Monthly Premium:
$0.75 (per $100 of outstanding balance)Maximum Benefit:
$25000Rewards
Earn 0.5% of your purchases as BonusDollars (1 BonusDollar = 1 Canadian Dollar)
Travel / Vacation:
YesCash Back:
NoMerchandise:
YesGroceries:
NoVehicle Rebates:
NoCharitable Donations:
NoHealth Care:
NoFinancial Products:
YesBenefits
Car Rental Insurance:
YesExtended Warranty:
YesTravel Accident Insurance:
YesTravel Medical Insurance:
YesTrip Cancellation Insurance:
YesFlight Delay Insurance:
YesBaggage Insurance:
YesRoad Insurance:
NoBalance Protection Insurance:
Yes*Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.