Coast Capital Desjardins Business Visa

Coast Capital Desjardins Business Visa

Coast Capital Desjardins Business Visa
Summary: Business rewards Visa offer cashback credit with a modest annual fee

Description: 

The Business Visa by Coast Capital in partnership with Desjardins is a cashback credit card with annual fees, competitive interest rates and some insurance benefits.

This Visa rewards cardholders with a 1% cash back credit. The cash back credit is applied to the account annually. Enjoy a low interest rate of Prime + 5% for the initial card. The more supplementary cards the business gets - the lower the interest rate. The interest rate can be as low as Prime + 3%.

Enjoy business services such as detailed account statement for every cardholder as well as a summary statement for all transactions, liability coverage in case of fraudulent use and 24/7 travel assistance. There is also a comprehensive selection of optional services that can be added for additional fees.

Overview

Version:
Standard
Credit required:
Good
Card Type:
Visa
Minimum Income Note: 
Not Specified
Minimum Credit Limit: 
$2,500
 

Annual Interest Rates

Interest Rate: 
9.75%
Cash Advance: 
9.75%
Balance Transfer: 
9.75%
Grace Period: 
21 days
Note: 
Interest rate based on prime (can be as low as prime + 3%)
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$50
Supplemental Cards: 
$40
 

Balance Protection

Insurance Plan: 
Credit Balance Insurance
Age to Qualify: 
Under 65
Monthly Premium: 
$0.75 (per $100 of outstanding balance)
Maximum Benefit: 
$25000
 

Rewards

Earn a 1% cashback credit applied annually to the account
Travel / Vacation: 
No
Cash Back: 
Yes
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes*
Extended Warranty: 
No
Travel Accident Insurance: 
Yes*
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
Yes*
Road Insurance: 
No
Balance Protection Insurance: 
No
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.