Citizens Bank Shared Interest Classic Rewards Low Rate Visa

Citizens Bank Shared Interest Classic Rewards Low Rate Visa

Citizens Bank Shared Interest Classic Rewards Low Rate Visa
Summary: Rewards Visa card with an annual fee and low interest rate that donates money with each transaction to charity

Description: 

The Shared Interest Classic Rewards Low Rate Visa by Citizens Bank is a low interest rate rewards card that gives charitable donations with every use and includes several insurance benefits. Earn one My Visa Rewards Plus point for every $2 spent. Points are redeemable for travel (with no blackouts or mandatory Saturday night stays), merchandise, Citizens Bank financial products and charitable donations. Every time you use your card, Citizens Bank will donate $0.10 to support not-for-profit initiatives worldwide through the Shared Interest Fund. The card comes included with travel accident insurance and extended warranty. Balance protection can be included for an additional fee.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
Visa
Reward Program: 
My Visa Rewards Plus
 

Annual Interest Rates

Interest Rate: 
11.25%
Cash Advance: 
11.25%
Balance Transfer: 
11.25%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$50
Supplemental Cards: 
$0
 

Rewards

Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.