CIBC Gold Visa

CIBC Gold Visa

CIBC Gold Visa
Summary: Simple rewards Visa card with an annual fee and insurance benefits

Description: 

CIBC is no longer accepting applications for the CIBC Gold Visa Card.

The Gold Visa card by CIBC rewards purchases with one Gold Bonus Point for every dollar spent with the credit card. It has an annual fee of $99 ($69 for seniors) and $30 for each additional card.

Insurance benefits include purchase protection (extended warranty), car rental insurance and trip accident insurance. Additional benefits can be included such as auto club membership, balance protection and medical / trip cancellation insurance for a fee.

Overview

Credit required:
Good
Version:
Gold
Card Type:
Visa
Issuer: 
CIBC
Minimum Income: 
$35,000
Minimum Credit Limit: 
$5,000
 

Annual Interest Rates

Interest Rate: 
19.99%
Cash Advance: 
21.5%
Balance Transfer: 
21.5%
Grace Period: 
21 days
Minimum Payment: 
$10 or 2.1% (whichever is greater)
 

Annual Fees

Annual Fee: 
$99
Supplemental Cards: 
$30
 

Balance Protection

Insurance Plan: 
Payment Protector
Age to Qualify: 
Under 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$20000
 

Rewards

Earn 1 Gold Reward Point for every dollar spent
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
Yes*
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.
 
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