CIBC Dividend Unlimited World MasterCard

CIBC Dividend Unlimited World MasterCard

CIBC Dividend Unlimited World MasterCard
Summary: Earn up to 2% cash back with no limit

Description: 

Earn up to 2% cash back on purchases made with the CIBC Dividend Unlimited World MasterCard, with no limit to what you can earn. Cash back is earned on a tiered basis. The rate used to calculate cash back depends on the year-to-date net purchases. In addition to what you regularly earn you can earn bonus rewards of 2% by shopping at participating businesses across Canada. This CIBC MasterCard has an annual fee of $79 and includes a comprehensive benefits package.

Overview

Credit required:
Excellent
Card Type:
MasterCard
Version:
Black
Issuer: 
CIBC
Minimum Income: 
$70,000
Minimum Income Note: 
$70000 or $120000 combined household income
Minimum Credit Limit: 
$5,000
 

Annual Interest Rates

Interest Rate: 
19.99%
Cash Advance: 
21.5%
Balance Transfer: 
21.5%
Grace Period: 
21 days
Minimum Payment: 
$10 or 2.1% (whichever is greater)
 

Annual Fees

Annual Fee: 
$79
Supplemental Cards: 
$30
 

Balance Protection

Insurance Plan: 
Payment Protector
Age to Qualify: 
Under 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$20000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
Yes
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes
Trip Cancellation Insurance: 
Yes*
Flight Delay Insurance: 
Yes
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.