CIBC Aerogold Visa Infinite Card

CIBC Aerogold Visa Infinite Card

CIBC Aerogold Visa Infinite Card
Summary: Rewards card with Aeroplan rewards program

Description: 

The Aerogold Infinite Visa card by CIBC offers is a comprehensive rewards card with the Aeroplan rewards program for individuals with excellent credit.

Earn 1.5 Aeroplan Miles for every dollar spent at gas stations, grocery and drug stores. Earn 1 Aeroplan Mile for every dollar spent elsewhere. Earn 15,000 bonus Aeroplan Miles when you use your Visa card for the first time.

To apply for the card, you must have a minimum of personal income of $60,000 or household income of $100,000. The card has a minimum credit limit of $5,000. A standard interest rate of 19.99% applies to all purchases, 21.5% applies to all cash advances or balance transfers. The card has an annual fee of $120 and $50 for each supplemental card (a maximum of three).

This card includes car rental insurance, travel accident insurance, flight delay and baggage insurance, travel medical and balance protection can be added for additional fees.

Overview

Credit required:
Excellent
Card Type:
Visa
Version:
Black
Reward Program: 
Aeroplan
Issuer: 
CIBC
Minimum Income: 
$60,000
Minimum Income Note: 
$60000 personal or $100000 household income
Minimum Credit Limit: 
$5,000
 

Annual Interest Rates

Interest Rate: 
19.99%
Cash Advance: 
21.5%
Balance Transfer: 
21.5%
Grace Period: 
17 days
Minimum Payment: 
$10 or 2.1% (whichever is greater)
 

Annual Fees

Annual Fee: 
$120
Supplemental Cards: 
$50
 

Balance Protection

Insurance Plan: 
Payment Protector
Age to Qualify: 
Under 65
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$20000
 

Rewards

Earn Aeroplan Miles (up to 1.5 per dollar spent)
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
No
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
Yes
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
Yes
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.
 
Apply Online
Visit Website