Capital One Low Rate Guaranteed MasterCard

Capital One Low Rate Guaranteed MasterCard

Capital One Low Rate Guaranteed MasterCard
Summary: A Guaranteed MasterCard with low interest rate and an annual fee

Description: 

The Low Rate Guaranteed MasterCard by Capital One is a secured MasterCard with a 14.9% interest rate on balance transfers and purchases and a low annual fee of $79. This card is ideal for someone looking to repair or build their credit as Capital One reports your payment history every month.

The following insurance benefits are included with this Capital One MasterCard, extended warranty and purchase protection, travel accident insurance, car rental insurance and baggage delay coverage. Optional account balance coverage and roadside assistance can be added for a fee.

This card is not available to residents of Quebec or the Territories.

Overview

Version:
Standard
Card Type:
MasterCard
Credit required:
Bad
Issuer: 
Capital One
Minimum Income: 
$20,000
 

Annual Interest Rates

Interest Rate: 
14.9%
Cash Advance: 
14.9%
Balance Transfer: 
19.8%
Grace Period: 
25 days
Minimum Payment: 
$10 or 1% (whichever is greater)
 

Annual Fees

Annual Fee: 
$79
 

Balance Protection

Insurance Plan: 
Account Balance Coverage
Age to Qualify: 
Under 70
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
Yes
Road Insurance: 
Yes*
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.