Capital One Guaranteed MasterCard

Capital One Guaranteed MasterCard

Capital One Guaranteed MasterCard
Summary: Guaranteed approval MasterCard with an annual fee

Description: 

The Guaranteed MasterCard by Capital One is a no frills credit card for people with bad credit or no credit at all looking to build their credit history. Approval to this card is guaranteed. This Capital One MasterCard has an annual fee of $59 and comes with extended warranty and purchase protection, travel accident insurance, car rental insurance and baggage loss or delay coverage. Optional roadside assistance and account balance coverage can be added at for a fee.

This credit card is not available in Quebec and the territories.

Overview

Version:
Standard
Card Type:
MasterCard
Credit required:
Bad
Issuer: 
Capital One
Minimum Income: 
$20,000
 

Annual Interest Rates

Interest Rate: 
19.8%
Cash Advance: 
19.8%
Balance Transfer: 
19.8%
Grace Period: 
25 days
Minimum Payment: 
$10 or 1% (whichever is greater)
 

Annual Fees

Annual Fee: 
$59
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Account Balance Coverage
Age to Qualify: 
Under 70
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
Yes
Road Insurance: 
Yes*
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.