Capital One Gold Plus MasterCard

Capital One Gold Plus MasterCard

Capital One Gold Plus MasterCard
Summary: Guaranteed approval and the power to shrink your interest rate

Description: 

With the Capital One Gold Plus MasterCard you will be able to rebuild your credit while reducing your interest rate year by year. The purchase and balance transfer interest rate is 19.8% for your first year and if you maintain your monthly minimum payments and don't go over your limit the rate will drop to 16.8% for the second year and to 13.8% from the third year on. For an annual fee of $59 you will enjoy extended warranty and purchase protection, travel accident insurance, car rental insurance and baggage delay insurance.

Overview

Version:
Gold
Card Type:
MasterCard
Credit required:
Bad
Issuer: 
Capital One
Minimum Income: 
$20,000
 

Annual Interest Rates

Interest Rate: 
19.8%
Cash Advance: 
19.8%
Balance Transfer: 
19.8%
Grace Period: 
25 days
Minimum Payment: 
$10 or 1% (whichever is greater)
 

Annual Fees

Annual Fee: 
$59
 

Balance Protection

Insurance Plan: 
Account Balance Coverage
Age to Qualify: 
Under 70
Monthly Premium: 
$0.89 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
Yes
Road Insurance: 
No
Balance Protection Insurance: 
No
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.