With this Capital One Gold MasterCard you will enjoy a low interest rate of 9.9% on purchases and transfers and 19.8% for cash advances for a low annual fee of $49. You will also receive Gold benefits with this card which include extended warranty and purchase protection, car rental insurance, travel accident insurance and baggage lose or delay insurance. You can also add roadside assistance and account balance coverage for additional fees.

With this low interest rate MasterCard you can also choose to add a Capital One Rewards program. You can choose from the following options for a total annual fee of $148:

Cash Back - Earn up to 1% cash back on all purchases.
Rewards - Earn 1 reward mile for each dollar spent which can be redeemed for travel, cash back, merchandise or gift certificates.