With the Capital One Delta SkyMiles MasterCard you will earn 2 Delta SkyMile with every dollar spent on Delta purchases and 1 Delta SkyMiles for every dollar spent everywhere else. The rewards points can be redeemed for travel with Delta to any of it's 550+ destinations. You will earn a 25,000 point bonus when you make your first purchase as well as a 2500 point bonus each year on your account anniversary and a 2500 point bonus when you add an authorized user to your account. This card has an annual fee of $120 and an interest rate of 19.8%. This card comes with the following premium benefits, extended warranty and purchase protection, travel accident insurance with coverage up to $500,000, travel medical insurance, car rental insurance, trip cancellation and interruption coverage and baggage loss/delay insurance. Account balance coverage and road assistance can be included for an additional fee.