With the Capital One Cash Back Gold MasterCard you will earn up to 1% cash back on all your purchases with no limit to the amount of cash you can earn. You will also receive a bonus of 25% of cash rewards you've already earned on your anniversary each year as well as a $50 cash bonus once you've made you're first purchase. The cash back rewards can be redeemed as often as you like and can be applied to your account with a statement credit or a cheque can be issued. This card has no annual fee and an interest rate of 19.8%. This Capital One MasterCard comes with the following platinum benefits, extended warranty and purchase protection, travel accident insurance with coverage up to $250,000, car rental insurance and baggage loss/delay insurance. Account balance coverage and roadside assistance can be added for additional fees.