With the Bridgewater Bank Premium MasterCard, you’ll earn up to 1.5% cash back on purchases. You will earn 0.5% on the first $5000 in purchases, on the next $5000 you will earn 1% cash back and you will earn 1.5% cash back on the next $90,000 in purchases annually. For an annual fee of $109 you will enjoy cash back benefits as well as premium benefits like travel accident insurance, extended warranty and purchase protection, trip cancellation, flight delay coverage and more.