BMO SPC CashBack Low Rate MasterCard

BMO SPC CashBack Low Rate MasterCard

BMO SPC CashBack Low Rate MasterCard
Summary: Earn up to 1.5% cash back, enjoy SPC discounts and a low interest rate

Description: 

With the BMO SPC CashBack MasterCard you will earn up to 1.5% cash back on purchases, 10%-15% discounts at SPC retailers nationwide and a low interest rate of 12.9% for a low annual fee of $35.

Extended warranty and purchase protection is included with this card but balance insurance and travel protection can be added for additional fees.

Overview

Version:
Standard
Card Type:
MasterCard
Credit required:
None
Issuer: 
BMO
 

Annual Interest Rates

Interest Rate: 
12.9%
Cash Advance: 
12.9%
Balance Transfer: 
12.9%
Grace Period: 
21 days
Minimum Payment: 
$10 or 2% (whichever is greater)
 

Annual Fees

Annual Fee: 
$35
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Balance Insurance
Age to Qualify: 
Under 65
Monthly Premium: 
$0.94 (per $100 of outstanding balance)
Maximum Benefit: 
$15000
 

Rewards

Earn up to 1.5% cash back
Travel / Vacation: 
No
Cash Back: 
Yes
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes*
Travel Medical Insurance: 
Yes*
Trip Cancellation Insurance: 
Yes*
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.