ATB Preferred Variable Rate MasterCard

ATB Preferred Variable Rate MasterCard

ATB Preferred Variable Rate MasterCard
Summary: Low variable interest rate based on prime rate and credit rating

Description: 

The Preferred Variable Rate MasterCard by ATB is a low rate credit card designed to be a line of credit replacement with a low annual fee of $29 and free supplemental cards. This MasterCard has a variable low interest rate that is based on the prime rate and your credit rating which they call a "personalized" interest rate. This card includes Master Road Assist at no charge and balance protection is available for an additional fee.

Overview

Version:
Standard
Credit required:
Good
Card Type:
MasterCard
Issuer: 
ATB Financial
Minimum Credit Limit: 
$500
Maximum Credit Limit: 
$50,000
 

Annual Interest Rates

Interest Rate: 
6%
Cash Advance: 
6%
Balance Transfer: 
6%
Grace Period: 
21 days
Minimum Payment: 
3% of outstanding balance
 

Annual Fees

Annual Fee: 
$29
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Balance Insurance Plan
Age to Qualify: 
18 - 65
Monthly Premium: 
$0.99 (per $100 of outstanding balance)
Maximum Benefit: 
$25000
 

Rewards

Travel / Vacation: 
No
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
No
Travel Accident Insurance: 
No
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
Yes
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.