ATB Gold Cash Rewards MasterCard

ATB Gold Cash Rewards MasterCard

ATB Gold Cash Rewards MasterCard
Summary: Earn 1% cash rebates for a low annual fee

Description: 

With the Gold Cash Rewards MasterCard by ATB you will earn 1% cash back on all your purchases for an annual fee of $69. Every January you will received a cashback credit to your statement. A maximum of $70,000 in purchases applies for up to a $700 rebate. The Gold Cash Rewards card has several insurance benefits including car rental insurance, extended warranty, travel accident insurance and road insurance. Balance protection can be added for an additional fee.

Overview

Credit required:
Fair
Version:
Gold
Card Type:
MasterCard
Reward Program: 
ATB My Rewards
Issuer: 
ATB Financial
Minimum Credit Limit: 
$500
 

Annual Interest Rates

Interest Rate: 
18.9%
Cash Advance: 
18.9%
Balance Transfer: 
18.9%
Grace Period: 
21 days
Minimum Payment: 
Up to 3% of outstanding balance
 

Annual Fees

Annual Fee: 
$69
Supplemental Cards: 
$25
 

Balance Protection

Insurance Plan: 
Balance Insurance Plan
Monthly Premium: 
$0.99 (per $100 of outstanding balance)
Maximum Benefit: 
$25000
 

Rewards

Earn 1% cash rebate paid annually
Travel / Vacation: 
No
Cash Back: 
Yes
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
Yes
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
Yes
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.