The Holt Renfrew credit card by American Express offers merchandise rewards at Holt Renfrew for no annual fee with some insurance benefits. This card is designed for frequent shoppers of the Holt Renfrew chain.

Earn 1 Holt Renfrew point for every dollar spent on the card. Earn 40% more points when using your card in Holt Renfrew. Points can be redeemed for Holt Renfrew gift cards.

Receive 10% off your first purchase at Holt Renfrew using your American Express. Receive Holt Renfrew benefits such as preferred mailings of Holt's books, invitations to preferred customer events at Holt Renfrew, advance notice of sales, access to your own Holt Renfrew designated personal shopper and priority complimentary basic hem and cuff alterations at Holt Renfrew. You will also enjoy free shipping on orders over $100 and free basic alterations.

Take advantage of a low interest rate offer of 5.99% on balance transfers for 6 months. The regular purchase and cash withdrawal rate is 19.99%.

This card includes travel accident insurance and purchase protection at no additional charge. Balance protection can be added for an additional fee.