American Express Card

American Express Card

American Express Card
Description: 

The American Express charge card offers travel and shopping protection, the ease of shopping with an AMEX and access to an optional Membership Rewards program for an additional $50 per year. This charge card comes with basic insurance coverage including travel accident insurance and extended warranty and purchase protection. As a charge card, the balance must always be paid in full each month. A 30% annual interest rate applies to balances not paid in full.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
American Express
Minimum Income: 
$20,000
 

Annual Interest Rates

Interest Rate: 
30%
Grace Period: 
21 days
Note: 
As a charge card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.
 

Annual Fees

Annual Fee: 
$55
Supplemental Cards: 
$0
 

Rewards

Earn 1 Membership Reward point for each dollar spent
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
Yes
Health Care: 
No
Financial Products: 
Yes

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
No
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.